Remortgages and mortgages are home loans for which only homeowners can make an application.
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Mortgage
The process of transferring ones mortgage to a different lender is called a remortgage. Remortgaging happens for many reasons such as another lender offering a cheaper rate, the need for additional cash flow or because of debt consolidation.
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A recession brings on economic uncertainty. It’s one of those spiral effects. Consumers aren’t willing to spend money and banks aren’t always willing to lend it.
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